Bank Office Outreach, Structure and Performance in Regional Banking Markets

Measuring banking sector outreach

• A well developed financial system is necessary for economic development and poverty alleviation (Beck, Demirguc-Kunt and Levine 2004 and Honohan 2004a). The empirical relationship between finance and growth is well established in theoretical literature, as surveyed by Levine (2005). Financial market imperfections are particularly binding on poor or small entrepreneurs lacking collateral, cred...

Banking Sector Reforms and Commercial Bank Performance in China

The Chinese banking sector has gone through a consistent process of the reform which includes liberalization of the business to foreign banks, privatization and listing bank shares, allowing diversifications into intermediary business beyond the traditional deposit and loan activities. In the mean time, the changing structures of the banking sector and the favourable economic condition in the r...

Bank Size, Compliance Costs and Compliance Performance in Community Banking

Consolidation and Market Structure in Emerging Markets Banking Systems

This paper examines the evolution of market structure in emerging markets during the 1990’s. While a significant process of bank consolidation has been taking place in these countries, reflected in a sharp decline in the number of banks, this process has not systematically been associated with increased concentration as measured by standard indices. Moreover, econometric estimates based on the ...

“Management Structure and Bank Performance: An Empirical Examination of the early Republican Chinese Banking Industry.”

This paper investigates the relationship between bank performance and management structure in Shanghai between 1912 and 1937. The data come from the Shanghai's Municipal Archives and the Center for Research of Chinese Business History. Using panel data econometric technique, the analysis finds that management structure does little to explain bank performance. Rather, factors such as bank asset ...